Cream Cheese Chocolate Chip Banana Bread Recipe (2024)

Published: · Modified: by Megan Porta · This post may contain affiliate links.

Jump to Recipe Print Recipe

I love this twist on Banana Bread! Cream cheese makes EVERYTHING better, making this Cream Cheese Chocolate Chip Banana Bread is no exception.

Cream Cheese Chocolate Chip Banana Bread Recipe (1)

Why This Recipe Works

This bread does not fit with my “good habits” diet, but if it were in my kitchen right now I wouldn’t be able to resist. Imagine banana bread transformed into an irresistible dessert.

How is 2016 starting out for you? Enjoying baking or sticking to some better habits? My first week of the year has miraculously transformed into one overflowing with productivity and good habits. The gym saw my face, I have accomplished a ton of work and my cold is waning.

Plus, my oldest cutie begins adaptive snowboarding lessons tomorrow and I am super excited for him! I am a skier at heart, but I’m proud that his adventurous little self is excited to get on the slopes in some way. He’ll definitely come home hungry, ready to eat a slice or two of this sweet bread.

If you have little ones, they will not be able to keep their chubby little fingers off this stuff.

Recipe Ingredients

Bananas– Ripe bananas that are easy to mash.

Semi-sweet chocolate chips – Perfect to pair with cream cheese, not overly sweet.

Cream cheese– Allow it to soften before adding to the recipe.

Pantry staples – Brown sugar, sugar, butter, vanilla, eggs, flour, baking soda, baking powder, salt.

Cream Cheese Chocolate Chip Banana Bread Recipe (2)

How To Make Cream Cheese Chocolate Chip Banana Bread Recipe

Step 1

Preheat oven to 350 degrees F and coat a 9×5 pan with cooking spray; set aside.

Step 2

Combine the butter, brown sugar, sugar, eggs and vanilla in a large bowl. Mix well.

Step 3

In a medium bowl, combine flour, baking soda, baking powder and salt and mix well. Gradually add to the butter-sugar bowl until combined. Add mashed bananas and chocolate chips. Pour half of the batter into the prepared pan. Spread softened cream cheese evenly over bottom half of the batter and top with remaining batter.

Step 4

Sprinkle additional chocolate chips over the top, if desired. Bake in the preheated oven for approximately 1 hour. Start checking for doneness at the 50-minute mark. When a toothpick inserted into the center comes out clean, the bread is done.

Have a great weekend, friends! Thanks so much for peeking in!

Cream Cheese Chocolate Chip Banana Bread Recipe (3)

FAQ About Banana Bread

Is banana bread supposed to be moist?

Yes, definitely one of the benefits of enjoying a slice of banana bread is that it’s moist, easy to bite into and enjoy the way that bananas infiltrate bread to make it soft and slightly sweet.

How do you keep banana bread moist?

Banana bread will be moist if you have a good ratio of flour to bananas and the more overripe the bananas are, the better for the purpose of baking bread.

What kind of bananas do you use for banana bread?

You want to use bananas that are no longer yellow, dark spots are appearing or the outside is almost completely darkened for the best banana bread bananas.

How do I make bananas ripe faster for banana bread?

If you have bananas that are still green or just turning yellow, you can add them to a brown paper bag and enclose them. If you have a ripe apple or another banana that is ripe, you can add them to the bag so it can produce ethylene gas to help speed up the process.

What do you eat banana bread with?

Banana bread is awesome because you can eat it as your breakfast, enjoy it for a snack and nothing needs to be paired with it. However, slide some butter over the top for another way to enjoy it, eat it on the side of some eggs and sausage or a cup of Raspberry Honey yogurt.

Want More Banana Recipes?

  • Easy Banana Bars Recipe
  • 3 Ingredient Peanut Butter Cookies with No Egg
  • Best Banana Crumb Bread Recipe
  • Best Ever Banana Cheesecake Recipe

Will you help add value to Pip and Ebby?
If you make this recipe and love it, stop back and give it a 5-star rating⭐️⭐️⭐️⭐️⭐️ and leave a comment. THANK YOU!

Cream Cheese Chocolate Chip Banana Bread Recipe (8)

Cream Cheese Chocolate Chip Banana Bread

Add a few twists to banana bread to create a delicious dessert bread!

5 from 1 vote

Print Pin Rate

Course: Bread

Cuisine: American

Prep Time: 15 minutes minutes

Cook Time: 1 hour hour

Servings: 12 servings

Calories: 1271kcal

Author: Megan Porta

Ingredients

  • 1 stick butter softened
  • 1/2 cup brown sugar
  • 1/2 cup sugar
  • 2 large eggs
  • 1 tsp vanilla
  • 2 cups flour
  • 1 tsp baking powder
  • 1 tsp baking soda
  • 1 tsp salt
  • 3 bananas ripe, mashed
  • 1 cup semi-sweet chocolate chips
  • 8 oz cream cheese softened

Instructions

  • Preheat oven to 350 degrees F and coat a 9×5 pan with cooking spray; set aside. Combine the butter, brown sugar, sugar, eggs and vanilla in a large bowl. Mix well.

  • In a medium bowl, combine flour, baking soda, baking powder and salt and mix well. Gradually add to the butter-sugar bowl until combined. Add mashed bananas and chocolate chips. Pour half of the batter into the prepared pan. Spread softened cream cheese evenly over bottom half of the batter and top with remaining batter.

  • Sprinkle additional chocolate chips over the top, if desired. Bake in the preheated oven for approximately 1 hour. Start checking for doneness at the 50-minute mark. When a toothpick inserted into the center comes out clean, the bread is done.

Nutrition

Calories: 1271kcal | Carbohydrates: 127g | Protein: 15g | Fat: 79g | Saturated Fat: 45g | Cholesterol: 86mg | Sodium: 482mg | Potassium: 1115mg | Fiber: 15g | Sugar: 82g | Vitamin A: 642IU | Vitamin C: 3mg | Calcium: 160mg | Iron: 12mg

Did you make this recipe?If you loved this recipe, please rate the recipe and leave a comment below!

Cream Cheese Chocolate Chip Banana Bread Recipe (2024)

FAQs

Why use mushy bananas for banana bread? ›

Ripe bananas are not only softer and easier to mash and blend into a batter, but they are also sweeter, which is why baking recipes specifically call for ripe bananas in ingredient lists. As the bananas ripen, the fruit converts starches to sugars, making them sweeter and more flavorful.

Why baking soda in banana bread? ›

Baking powder and baking soda both produce carbon dioxide, which helps raise or "leaven" baked products. Baking soda works best in conjunction with an acidic ingredient. In the case of banana bread, this may be buttermilk, brown sugar, molasses or the bananas themselves.

Does chocolate chip banana bread need to be refrigerated? ›

Wrapped well and stored at room temperature, banana bread will last about five days. If stored in the fridge, it should last a full week. A frozen loaf of banana bread will last up to a year in the freezer, wrapped well with storage wrap and aluminum foil.

Why is banana bread so moist? ›

Using a lot of bananas adds excess moisture, and there are two ways to get rid of it. You could either add more flour or increase the baking time. Add a tablespoon of extra flour at a time into the batter and give it a good whisk until its consistency starts to look right: thick but runny enough to fall off a spoon.

At what point should you not use bananas for banana bread? ›

Avoid using overripe bananas that have these characteristics

If black bananas are spotted with mold, then it's time to step away! You absolutely should not use them for banana bread or consume them at all.

How black is too black for banana bread? ›

So for the sweetest possible banana bread/shakes/smoothies/etc, let the banana peel turn completely black, but harvest the banana before the insides turn to dark brown or black since that will indicate that the flesh has spoiled.

What happens if you forgot to add baking soda to banana bread? ›

Baking soda is a leavening agent. It creates air bubbles (technically, carbon dioxide) in your batter, when heated. Without it, your baked goods will not rise to the desired levels and the airy texture you're looking for will be adversely affected.

What happens if you put too much baking soda in banana bread? ›

Bitter Taste: Excessive baking soda can leave a bitter taste in the bread. Baking soda is alkaline, and an excessive amount of it can result in an unpleasant flavor. Unpleasant Texture: Too much baking soda can lead to a coarse and crumbly texture in the bread.

Why did my banana bread turn green? ›

Learning 1 – Too much baking soda makes banana bread turn green or blue.

Can I use baking powder instead of baking soda? ›

Baking powder is made of baking soda plus cream of tartar and cornstarch. Baking powder can be substituted for baking soda by tripling the amount of baking powder.

Should you refrigerate banana bread batter before baking? ›

Preparation is easy. Simply preheat the oven to 350 degrees F and let the batter rest unrefrigerated at room temperature for 15 minutes. Then cut open the packet and squeeze the batter evenly into a non-stick loaf pan, and place in the oven to bake for 60-70 minutes.

Can you put too much banana in banana bread? ›

Fight the urge to use more banana than called for in your recipe. Using too much banana could make your bread heavy and damp in the center, causing it to appear undercooked and unappealing. If you have bananas leftover, you can always freeze them for later use.

What to do when you put too much flour in banana bread? ›

If so, I would dump out all the flour, remeasure and then add in the correct amount, subtracting a little bit (say a half teaspoon) for the flour you couldn't remove that stuck to the other ingredients. Was it before you baked it?

Why does my banana bread not taste good? ›

Skimping on the sugar can dry out a loaf of banana bread and leave it flavorless. It turns out, sugar does more than just make things sweeter. When it comes to banana bread, cutting back on sugar will leave you with a dry loaf totally devoid of any distinguishable flavor.

Can you use mushy bananas for banana bread? ›

A banana that's way too squishy and soft for your cereal is just perfect for banana bread: the blacker the banana, the sweeter and more assertive its flavor. If you can't find overripe bananas, you'll need to create your own.

Why is banana bread better with old bananas? ›

Overripe bananas are actually preferred by many bakers for these recipes because they have a stronger, sweeter flavor and a softer, moister texture. Just make sure to mash them well before adding them to your batter.

Are mushy bananas still good? ›

That said, Rogers states that if your bananas are jet black and mushy, your safest bet is to cook with them rather than eating them out of hand or using them raw in things like smoothies or nice cream. "The riper the bananas get, the more levels of bacteria could be on them," he says.

What does it mean when a banana is mushy? ›

Discoloration: As bananas ripen, they change from green to yellow and then to brown. However, if the banana is starting to spoil, it may develop dark spots or black patches on the skin. Softness: A ripe banana will be slightly soft to the touch, but if it feels mushy or overly soft, it may be starting to spoil.

Top Articles
Latest Posts
Article information

Author: Carmelo Roob

Last Updated:

Views: 5634

Rating: 4.4 / 5 (45 voted)

Reviews: 84% of readers found this page helpful

Author information

Name: Carmelo Roob

Birthday: 1995-01-09

Address: Apt. 915 481 Sipes Cliff, New Gonzalobury, CO 80176

Phone: +6773780339780

Job: Sales Executive

Hobby: Gaming, Jogging, Rugby, Video gaming, Handball, Ice skating, Web surfing

Introduction: My name is Carmelo Roob, I am a modern, handsome, delightful, comfortable, attractive, vast, good person who loves writing and wants to share my knowledge and understanding with you.